Yang Jong-hee

The group encompasses Kookmin Bank — Korea's largest bank by deposits and retail customer base — along with KB Securities, KB Insurance, KB Life Insurance, KB Asset Management, and other subsidiaries. Together, these serve over 30 million customers, making KB Financial the most comprehensive financial services provider in Korea. KB Financial's dominant position in Korean retail banking provides a stable deposit franchise and extensive cross-selling opportunities. The group has benefited from South Korea's "Corporate Value-Up" program — government initiatives to improve corporate governance and shareholder returns at Korean conglomerates, which has prompted increased dividends and share buybacks. Yang has committed to expanding KB Financial's capital return to shareholders, pushing the payout ratio higher. Yang's management of net interest margins, execution on the value-up shareholder return commitment, credit quality across the lending portfolio, and growth in non-banking subsidiaries are the primary drivers of the stock.