Sanjiv Bajaj

The Bajaj financial services empire was separated from Bajaj Auto, with Sanjiv (Rajiv's brother) leading the financial side. Bajaj Finance, under Sanjiv's strategic direction, has become one of India's most admired financial institutions. It processes millions of consumer and SME loans annually through a technology-driven platform that can approve loans in minutes. The company's lending spans consumer durables financing, personal loans, home loans, SME loans, and gold loans, with an emphasis on digital origination and cross-selling across its massive customer base of 80+ million accounts. His key decisions involve Bajaj Finance's loan growth pace vs. credit quality, the digital lending platform evolution, insurance business growth strategy, new product launches (including the Bajaj Finserv app super-app strategy), and managing regulatory relationships with the RBI. The combined market cap of Bajaj Finance and Bajaj Finserv makes them among the most valuable financial services companies in emerging markets.