Cholamandalam Investment and Finance

Description

Cholamandalam Investment and Finance Company (Chola) is a leading NBFC and part of the Murugappa Group, one of India's oldest business conglomerates. The company primarily operates in vehicle finance, home equity loans, and SME lending. Chola has built a strong rural and semi-urban presence, benefiting from India's growing demand for vehicle purchases and housing credit. Its diversified loan book and prudent risk management have delivered consistent long-term growth.

Key risks

market-risk

This risk may negatively affect the instrument’s performance under certain market conditions.

credit-risk

This risk may negatively affect the instrument’s performance under certain market conditions.

The list of risks is not exhaustive and highlights the most material structural and market-related factors.

Portfolio role & behavior

Economic role

growth

Behavior

pro-cyclical

The information provided is for analytical and informational purposes only and does not constitute investment advice.

Any decisions are made independently by the user and at their own risk.

For details, see legal terms.